{"id":13100,"date":"2021-10-27T17:11:45","date_gmt":"2021-10-27T16:11:45","guid":{"rendered":"https:\/\/go4mobility.com\/?p=13100"},"modified":"2021-10-27T17:38:54","modified_gmt":"2021-10-27T16:38:54","slug":"a-short-guide-to-psd2","status":"publish","type":"post","link":"https:\/\/go4mobility.com\/en\/a-short-guide-to-psd2\/","title":{"rendered":"A short guide to PSD2"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13100\" class=\"elementor elementor-13100\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6aaa3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6aaa3e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27f928d\" data-id=\"27f928d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8298a2a elementor-widget elementor-widget-text-editor\" data-id=\"8298a2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Have you heard about PSD2 (Payments Services Directive)?<\/strong><\/p><p>PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities. So, whether you have an online store, or are a content provider it is important to understand the key concepts and implications behind the changes in the payments regulatory framework.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-624c5d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"624c5d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ddec167\" data-id=\"ddec167\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d048e4 elementor-widget elementor-widget-heading\" data-id=\"9d048e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Extended Payment Services Directive <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbc1d4b elementor-widget elementor-widget-text-editor\" data-id=\"fbc1d4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Revised Payment Services Directive (PSD2) is a <strong>set of laws and regulations for payment services<\/strong> in the European Union (EU) and the European Economic Area (EEA). It came into effect in September 2019, and it has brought significant changes to the industry by opening the market to new entrants and business models while maintaining the highest level of security in payment transactions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-027814c elementor-widget elementor-widget-heading\" data-id=\"027814c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">PSD2 impacts all players in the online payment\u2019s ecosystem:<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c53537 elementor-widget elementor-widget-image\" data-id=\"2c53537\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"443\" src=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-768x443.png\" class=\"attachment-medium_large size-medium_large wp-image-13080\" alt=\"\" srcset=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-768x443.png 768w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-300x173.png 300w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-1024x591.png 1024w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-1536x887.png 1536w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-03_Mesa-de-trabajo-1-2048x1182.png 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0bd049c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0bd049c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f1a7d6\" data-id=\"7f1a7d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de078f5 elementor-widget elementor-widget-heading\" data-id=\"de078f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do we need PSD2?<b style=\", serif;font-size: 12pt;white-space: normal\"><span lang=\"EN-GB\" style=\"font-size: 14pt;font-family: Calibri, sans-serif\">&nbsp;<\/span><\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edbd6e9 elementor-widget elementor-widget-text-editor\" data-id=\"edbd6e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Since the initial regulatory framework in 2007 \u2013 PSD1, that the objective of the EU has been to stimulate an innovative and transparent environment in the European payments services market and simultaneously increase the quality of services and deter fraud in payments. Since then, the market has grown significantly, which has led to the extension of the initial directive<\/p><ul><li>There is <strong>increasing online payment fraud in Europe<\/strong>: online fraud now makes up 73% of fraud in Europe and it is rising.<\/li><\/ul><ul><li><strong>Rise of the API economy<\/strong>: APIs are fundamental to the success of tech companies, and they\u2019ve supported the creation of whole new business models including fintech. APIs will provide the means for banking and payments to become more open.<\/li><\/ul><ul><li><strong>New payment business models<\/strong>: Since PSD1, there has been significant growth in the digital payments market. So far, these new business types have not been fully regulated. PSD2 will provide standards and structure and allow these new companies to access customer bank accounts.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f668a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f668a8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37f045e\" data-id=\"37f045e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f5df1c elementor-widget elementor-widget-heading\" data-id=\"5f5df1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">So what does PSD2 bring to the table?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eb9ee8 elementor-widget elementor-widget-text-editor\" data-id=\"2eb9ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The main goal of this directive it to make the European payments market more integrated, efficient, lowering costs and becoming even safer for consumers and transactions. It improves the level playing field for payment service providers and promotes competition in the payment system by standardizing the rules.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad2e970 elementor-widget elementor-widget-image\" data-id=\"ad2e970\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"565\" src=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-1024x565.png\" class=\"attachment-large size-large wp-image-13087\" alt=\"\" srcset=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-1024x565.png 1024w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-300x165.png 300w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-768x424.png 768w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-1536x847.png 1536w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-THEN-NOW-07-2048x1130.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-753a25d elementor-widget elementor-widget-spacer\" data-id=\"753a25d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-765d95d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"765d95d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d8e2e14\" data-id=\"d8e2e14\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f03ebcb elementor-widget elementor-widget-heading\" data-id=\"f03ebcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Key changes for online sellers and payment providers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-137f6a7 elementor-widget elementor-widget-text-editor\" data-id=\"137f6a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In\u00a0the EU,\u00a0PSD2\u00a0will open up payment transactions to non-banks (i.e. third parties). Two new types of entities are now allowed to operate in the market:<\/p><ul><li>Account Information Service Providers (AISPs)<\/li><li>Payment Initiation Service Providers (PISPs)<\/li><\/ul><p>The difference between these is that AISPs allow consumers to have a global view of their financial situation, by accessing one or more different payment for each holder and to categorise their spending according to different typologies. PISPs can initiate online payments or transfers directly from the payer\u2019s bank account via an online portal.<\/p><p>Opening the market to new providers, new solutions and increased competition, will drive improvements in terms of the development of faster and smoother payments experiences and lowering payment transaction costs<\/p><p>At the same time, consumer protection is increased. Alongside more flexibility in online payments, PSD2 focuses in enforcing higher security standards for transactions. This is where measures like the implementation of SCA (Strong Customer Authentication) comes in place.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f68d82b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f68d82b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ad70aa\" data-id=\"7ad70aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a14022 elementor-widget elementor-widget-heading\" data-id=\"9a14022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Strong customer authentication<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1cec5 elementor-widget elementor-widget-text-editor\" data-id=\"ce1cec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>PSD2 has a requirement for Strong Customer Authentication (SCA). SCA is required to validate the user or the transaction for all digital payments. SCA involves a multi-step process, whereby two of three of the following elements must be met to validate authentication<\/p><p>These three elements are<strong> inherence, possession, and knowledge<\/strong>.<\/p><p>Or in other words, something the user is, something they have, and something that they know.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2761d0e elementor-widget elementor-widget-image\" data-id=\"2761d0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"287\" src=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-1024x287.png\" class=\"attachment-large size-large wp-image-13093\" alt=\"\" srcset=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-1024x287.png 1024w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-300x84.png 300w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-768x215.png 768w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-1536x430.png 1536w, https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-authentication-04-2048x574.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c5e8f1 elementor-widget elementor-widget-spacer\" data-id=\"2c5e8f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f408bd6 elementor-widget elementor-widget-text-editor\" data-id=\"f408bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The focus on strengthened security requirements for digital payments aims to ensure the protection of consumers\u2019 financial information and prevent fraud. This will in turn increase confidence in the market and contribute to its growth.<\/p><p>Operating in the digital payments market Go4Mobility is committed to drive sustained growth within the mobile payments market for online sellers and merchants, developing an increasingly convenient and secure experience for consumers.<\/p><p>In parallel with the continued investment in a unique checkout and payments experience, Go4Mobility is focused in protecting its customers and partners against cyber-insecurity, implementing the required measures, and working with trusted providers \u2014 such as the French company Evina \u2014 to ensure that transactions are increasingly secure and profitable.<\/p><p>If you are an online seller or content provider looking for more information on PSD2 and compliance standards or interested in knowing more about the solutions and payments services we provide worldwide, please reach us at <a href=\"mailto:info@go4mobility.com\">info@go4mobility.com.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities. <\/p>\n","protected":false},"author":17,"featured_media":13146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[66],"tags":[],"class_list":["post-13100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A short guide to PSD2 - Go4Mobility<\/title>\n<meta name=\"description\" content=\"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A short guide to PSD2 - Go4Mobility\" \/>\n<meta property=\"og:description\" content=\"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/\" \/>\n<meta property=\"og:site_name\" content=\"Go4Mobility\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-27T16:11:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-27T16:38:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"889\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"helena.castro\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"helena.castro\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/\"},\"author\":{\"name\":\"helena.castro\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/62131b04ae09edadf39f7c989ecc2e73\"},\"headline\":\"A short guide to PSD2\",\"datePublished\":\"2021-10-27T16:11:45+00:00\",\"dateModified\":\"2021-10-27T16:38:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/\"},\"wordCount\":769,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/PSD2-thumb-01.png\",\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/\",\"url\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/\",\"name\":\"A short guide to PSD2 - Go4Mobility\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/PSD2-thumb-01.png\",\"datePublished\":\"2021-10-27T16:11:45+00:00\",\"dateModified\":\"2021-10-27T16:38:54+00:00\",\"description\":\"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/PSD2-thumb-01.png\",\"contentUrl\":\"https:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/PSD2-thumb-01.png\",\"width\":1600,\"height\":889},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/breve-guia-para-a-psd2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/go4mobility.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"A short guide to PSD2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#website\",\"url\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/\",\"name\":\"Go4Mobility\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#organization\",\"name\":\"Go4Mobility\",\"url\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"http:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/logo.png\",\"contentUrl\":\"http:\\\/\\\/go4mobility.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/logo.png\",\"width\":587,\"height\":121,\"caption\":\"Go4Mobility\"},\"image\":{\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/go4mobility.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/62131b04ae09edadf39f7c989ecc2e73\",\"name\":\"helena.castro\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g\",\"caption\":\"helena.castro\"},\"url\":\"https:\\\/\\\/go4mobility.com\\\/en\\\/author\\\/helena-castro\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A short guide to PSD2 - Go4Mobility","description":"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/","og_locale":"en_US","og_type":"article","og_title":"A short guide to PSD2 - Go4Mobility","og_description":"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.","og_url":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/","og_site_name":"Go4Mobility","article_published_time":"2021-10-27T16:11:45+00:00","article_modified_time":"2021-10-27T16:38:54+00:00","og_image":[{"width":1600,"height":889,"url":"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png","type":"image\/png"}],"author":"helena.castro","twitter_card":"summary_large_image","twitter_misc":{"Written by":"helena.castro","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#article","isPartOf":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/"},"author":{"name":"helena.castro","@id":"https:\/\/go4mobility.com\/pt-pt\/#\/schema\/person\/62131b04ae09edadf39f7c989ecc2e73"},"headline":"A short guide to PSD2","datePublished":"2021-10-27T16:11:45+00:00","dateModified":"2021-10-27T16:38:54+00:00","mainEntityOfPage":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/"},"wordCount":769,"commentCount":0,"publisher":{"@id":"https:\/\/go4mobility.com\/pt-pt\/#organization"},"image":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#primaryimage"},"thumbnailUrl":"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png","articleSection":["Articles"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/","url":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/","name":"A short guide to PSD2 - Go4Mobility","isPartOf":{"@id":"https:\/\/go4mobility.com\/pt-pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#primaryimage"},"image":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#primaryimage"},"thumbnailUrl":"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png","datePublished":"2021-10-27T16:11:45+00:00","dateModified":"2021-10-27T16:38:54+00:00","description":"PSD2 is the revised European directive that regulates the rules of the game in payment transactions impacting all participants in the market: merchants, consumers and, above all, banks and other payment entities.","breadcrumb":{"@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#primaryimage","url":"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png","contentUrl":"https:\/\/go4mobility.com\/wp-content\/uploads\/2021\/10\/PSD2-thumb-01.png","width":1600,"height":889},{"@type":"BreadcrumbList","@id":"https:\/\/go4mobility.com\/pt-pt\/breve-guia-para-a-psd2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/go4mobility.com\/en\/"},{"@type":"ListItem","position":2,"name":"A short guide to PSD2"}]},{"@type":"WebSite","@id":"https:\/\/go4mobility.com\/pt-pt\/#website","url":"https:\/\/go4mobility.com\/pt-pt\/","name":"Go4Mobility","description":"","publisher":{"@id":"https:\/\/go4mobility.com\/pt-pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/go4mobility.com\/pt-pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/go4mobility.com\/pt-pt\/#organization","name":"Go4Mobility","url":"https:\/\/go4mobility.com\/pt-pt\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/go4mobility.com\/pt-pt\/#\/schema\/logo\/image\/","url":"http:\/\/go4mobility.com\/wp-content\/uploads\/2019\/03\/logo.png","contentUrl":"http:\/\/go4mobility.com\/wp-content\/uploads\/2019\/03\/logo.png","width":587,"height":121,"caption":"Go4Mobility"},"image":{"@id":"https:\/\/go4mobility.com\/pt-pt\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/go4mobility.com\/pt-pt\/#\/schema\/person\/62131b04ae09edadf39f7c989ecc2e73","name":"helena.castro","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5cb185e595185c27cef3a933adf400c8cf9c7438355a045b359ebf82386496fc?s=96&d=mm&r=g","caption":"helena.castro"},"url":"https:\/\/go4mobility.com\/en\/author\/helena-castro\/"}]}},"_links":{"self":[{"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/posts\/13100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/comments?post=13100"}],"version-history":[{"count":33,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/posts\/13100\/revisions"}],"predecessor-version":[{"id":13190,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/posts\/13100\/revisions\/13190"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/media\/13146"}],"wp:attachment":[{"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/media?parent=13100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/categories?post=13100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/go4mobility.com\/en\/wp-json\/wp\/v2\/tags?post=13100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}